Gaya APA

SIPAHUTAR, M, A. et al (2016). Effects of credit on economic growth, unemployment and poverty . : Fakultas Ekonomi dan Bisnis UMS.

Gaya MLA

SIPAHUTAR, Mangasa, Augustinus. et al. "Effects of credit on economic growth, unemployment and poverty". : Fakultas Ekonomi dan Bisnis UMS, 2016. Artikel.