Gaya APA

LIM, C., NUGRAHENI, S. (2017). Loan-to-value ratio and housing price cycle . : Fakultas Ekonomi dan Bisnis UMS.

Gaya MLA

LIM, Charvin., NUGRAHENI, Siwi. "Loan-to-value ratio and housing price cycle". : Fakultas Ekonomi dan Bisnis UMS, 2017. Artikel.