Gaya APA

WIRDIYANTI, R. et al (2021). What drives microfinance institutions adopting technology in Indonesia? pre-adoption and post adoption approach in Indonesia . Jakarta: Departemen Riset Sektor Jasa Keuangan.

Gaya MLA

WIRDIYANTI, Rosnita. et al. "What drives microfinance institutions adopting technology in Indonesia? pre-adoption and post adoption approach in Indonesia". Jakarta: Departemen Riset Sektor Jasa Keuangan, 2021. Artikel.