Gaya APA

What drives microfinance institutions adopting technology in Indonesia? pre-adoption and post adoption approach in Indonesia. (2021). Jakarta: Departemen Riset Sektor Jasa Keuangan.

Gaya MLA

What drives microfinance institutions adopting technology in Indonesia? pre-adoption and post adoption approach in Indonesia. . Jakarta: Departemen Riset Sektor Jasa Keuangan, 2021. Artikel.