Gaya APA

RUMONDANG, I. et al (2020). Effects of information and communication technology on financial inclusion: evidence across emerging and developing countries . Jakarta: Departemen Riset Sektor Jasa Keuangan.

Gaya MLA

RUMONDANG, Ida. et al. "Effects of information and communication technology on financial inclusion: evidence across emerging and developing countries". Jakarta: Departemen Riset Sektor Jasa Keuangan, 2020. Artikel.