Gaya APA

WIRDIYANTI, R. et al (2021). Technology adoption determinants micro and small enterprises in Indonesia: pre-adoption and post-adoption review . Jakarta: Departemen Riset Sektor Jasa Keuangan.

Gaya MLA

WIRDIYANTI, Rosnita. et al. "Technology adoption determinants micro and small enterprises in Indonesia: pre-adoption and post-adoption review". Jakarta: Departemen Riset Sektor Jasa Keuangan, 2021. Artikel.