Gaya APA

:, C, T, V. et al (1997). microfinancing the poor in Asia-Pacific issues, constraints and capacity-building . Kuala Lumpur: The Asian and Pacific Development Centre.

Gaya MLA

:, CREATING, The, Vision. et al. "microfinancing the poor in Asia-Pacific issues, constraints and capacity-building". Kuala Lumpur: The Asian and Pacific Development Centre, 1997. Buku.