Gaya APA

KARYANI, E., UTAMA, S. (2015). Ownership concentration and bank risk (A study on banking sectors in Indonesia) . Surabaya: PPPM STIE Perbanas.

Gaya MLA

KARYANI, Etikah., UTAMA, Siddharta. "Ownership concentration and bank risk (A study on banking sectors in Indonesia)". Surabaya: PPPM STIE Perbanas, 2015. Majalah.