Penggayaan APA

WILLIAMS, C, Arthur, HEINS, Richard M.. (1989). Risk management and insurance (6th ed.). New York: McGraw-Hill Book.

Chicago Style

WILLIAMS, C, Arthur, HEINS, Richard M.. Risk management and insurance. 6th ed. New York: McGraw-Hill Book, 1989. Text.

MLA Style

WILLIAMS, C, Arthur, HEINS, Richard M.. Risk management and insurance. 6th ed. New York: McGraw-Hill Book, 1989. Text.

Turabian Style

WILLIAMS, C, Arthur, HEINS, Richard M.. Risk management and insurance. 6th ed. New York: McGraw-Hill Book, 1989. Print.