Penggayaan APA

JUNG, Hyemin, CHO, Sung Jin, CHUNG, Justin. (2013). An empirical study on credit card usage . Seoul: HERi.

Chicago Style

JUNG, Hyemin, CHO, Sung Jin, CHUNG, Justin. An empirical study on credit card usage. Seoul: HERi, 2013. Majalah.

MLA Style

JUNG, Hyemin, CHO, Sung Jin, CHUNG, Justin. An empirical study on credit card usage. Seoul: HERi, 2013. Majalah.

Turabian Style

JUNG, Hyemin, CHO, Sung Jin, CHUNG, Justin. An empirical study on credit card usage. Seoul: HERi, 2013. Majalah.